Laura Pomfret's budget template

Laura Pomfret has a handy budget template to help manage your finances, like a 'profit and loss' account.

Here is the budget template as a downloadable word document.

Here, external is a link to the UK Government's benefits calculator, to make sure you're getting everything you're entitled to.

If you would like some more advice on managing debt and hardship, or guidance on budgeting, here are some helpful links:

StepChange

StepChange Debt Charity helps people in financial difficulty by providing free, confidential, independent and realistic debt advice. You can find their website here, external, or call them on 0800 138 1111

Citizens Advice

Citizens Advice Service provides information on benefits, employment and housing and help on debt, credit and legal issues. You can find their website here, external, or for England call 0800 144 8848, for Scotland you can call 0800 702 2020, or for Wales you can call 0800 028 1456.

If you'd like more links to charities and organisations that can provide information and support on debt and hardship, you can check the BBC Action Line website.